BFF Lending Services Inc.



Refinancing and Purchase Loan Options


Refinancing and Purchase Loan Options

At BFF Lending Services Inc., we believe there’s no one-size-fits-all solution. Our team will guide you every step of the way and help you find the loan that fits your needs best.


Traditional & Government‑Backed Loans

Conventional Loan – Standard mortgage with predictable payments.
Fixed Rate Loan – Interest rate stays the same for the life of the loan.
FHA Loan – Government‑backed, lower down payment, ideal for first‑time buyers.
VA Loan – Exclusive benefits for veterans and active military.
Home Affordable Refinance Program (HARP) – Special refinance program (historical/limited availability).

Specialized & Professional Loans

Doctor Loan (No Down Payment) – Tailored for medical professionals.
Jumbo Loan – Financing for high‑value properties above conforming limits.

Self‑Employed & Alternative Qualification Loans

Bank Statement Loan – Qualify using bank statements instead of tax returns.
No Income Documentation Loan – Flexible qualification for unique financial situations.
DSCR Loan – Designed for real estate investors, based on rental income.

Business & Investment Loans

Commercial Mortgage – Financing for business properties.
Hard Money Loan – Short‑term, asset‑based funding, often used for investment or renovation projects.

Specialty Consumer Loans

Home Improvement Loan – Financing for renovations and upgrades.
Reverse Mortgage – For seniors, converts home equity into cash.

 

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